The H&R Block Budget Challenge is a free teen financial literacy program in the form of an online game that simulates real life as an adult: paying bills, managing expenses, saving money, investing in retirement, paying taxes and more. Participants play classroom against classroom and students against students in this learning-by-doing simulation to win $3 million in grants and scholarships.
2014-2015 School Year Michigan Participation
Students participated last school year
The H&R Block Budget Challenge is FREE to all teachers and their students. Budget Challenge is open to students 14 years of age or older, enrolled full-time in grades nine through 12. Teachers must register classrooms to play Budget Challenge. Students may play one simulation per semester (Fall and Spring) but they are only eligible for prizing on their first attempt. Home school students may play one simulation per school year.
Think of Budget Challenge as a road test to personal finance. Students are in the drivers’ seat as they immerse into the financial life of a recent college graduate who has been working for about six months. Each student gets a regular paycheck, a checking account, a 401(k) savings account and bills to pay throughout the simulation. By maximizing 401(k) savings, paying bills on time and responding correctly to quiz questions while avoiding fees and penalties, students increase their individual score.
2014-15 Grade Prize Winner From St. Clair High School
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